Sukanya Samriddhi Yojana

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Sukanya Samriddhi Yojana (currently giving 7.6% interest)

Sukanya Samriddhi Account can be opened any time after the birth of a girl till she turns 10, with a minimum deposit of Rs 250 (Earlier it was Rs 1,000). 
◆In subsequent years, a minimum of Rs 250 and a maximum of Rs 1.5 lakh can be deposited during the ongoing financial year.
◆ The account can be opened in any post office or authorized branches of commercial banks.
◆The account will remain operative for 21 years from the date of its opening or till the marriage of the girl after she turns 18.
◆ To meet the requirement of her higher education expenses, partial withdrawal of 50 percent of the balance is allowed after she turns 18.
◆ Deposits in the account can be made till the completion of 15 years, from the date of the opening of the account.
◆ The account matures on the completion of 21 years from the date of opening or whenever the girl child gets married, whichever is earlier
◆ income-tax benefit under section 80 C

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